Mercer County has 385,864 residents in 144,114 households. We list 7 insurance agencies in Lawrence Township. Here is what the local numbers say about the cover people here need.

Lawrence Township at a glance

7insurance agencies listed
37.8%of households rentRenters insurance
$377,700median home valueHome insurance
1969median year homes were builtRebuild cost calculator
11.2%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, for Mercer County (the Census does not publish Lawrence Township as a separate place). Agency count: our listings.

Natural hazard risk in Mercer County

FEMA rates the overall natural hazard risk in Mercer County, where most Lawrence Township agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

Strong windVery High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in New Jersey
Winter weatherVery High
Ice stormVery High
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
HurricaneRelatively High
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in New Jersey

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

What Lawrence Township agencies can write

Share of the 7 agencies listed in Lawrence Township that are appointed with at least one insurance company writing each type, or that name it on their own website.

Life43%

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Questions

Insurance agencies in Lawrence Township

How do I find an insurance agency in Lawrence Township?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Lawrence Township?

Most often life. Pick a type in the filters to narrow the list.

Do I need flood insurance in Lawrence Township?

FEMA's National Risk Index rates inland flooding risk in Mercer County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Lawrence Township?

37.8% of households in Mercer County rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Agencies near Lawrence Township

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