Elizabeth has 137,302 residents in 46,121 households. We list 10 insurance agencies in Elizabeth. Here is what the local numbers say about the cover people here need.

Elizabeth at a glance

10insurance agencies listed
74.4%of households rentRenters insurance
$449,300median home valueHome insurance
1957median year homes were builtRebuild cost calculator
20.6%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Union County

FEMA rates the overall natural hazard risk in Union County, where most Elizabeth agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

Strong windVery High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in New Jersey
Winter weatherVery High
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in New Jersey
Ice stormVery High
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

What Elizabeth agencies can write

Share of the 10 agencies listed in Elizabeth that are appointed with at least one insurance company writing each type, or that name it on their own website.

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Elizabeth agencies are

Elizabeth agencies we list sit in 3 ZIP codes, mostly in Union County.

072014 agencies
072023 agencies
072083 agencies

Questions

Insurance agencies in Elizabeth

How do I find an insurance agency in Elizabeth?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

Do I need flood insurance in Elizabeth?

FEMA's National Risk Index rates inland flooding risk in Union County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Elizabeth?

74.4% of households in Elizabeth rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Agencies near Elizabeth

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