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Insurance agencies · Nevada
Insurance Agencies in Boulder City, NV
Local agencies in Boulder City for home, auto, life and business insurance. Compare them and call one directly.
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Local insight
Insuring a home, car or business in Boulder City
Boulder City has 14,919 residents in 6,574 households. We list 3 insurance agencies in Boulder City. Here is what the local numbers say about the cover people here need.
Boulder City at a glance
- 3insurance agencies listed
- 22.1%of households rentRenters insurance
- $435,600median home valueHome insurance
- 1981median year homes were builtRebuild cost calculator
- 3.9%of households have no carAuto insurance
- 10.1%of homes are mobile homesMobile home insurance
Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.
Natural hazard risk in Clark County
FEMA rates the overall natural hazard risk in Clark County, where most Boulder City agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:
- Inland flooding
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance - Wildfire
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Nevada - Earthquake
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance - Hail
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Nevada - Lightning
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Nevada
Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.
Questions
Insurance agencies in Boulder City
How do I find an insurance agency in Boulder City?
Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.
Do I need flood insurance in Boulder City?
FEMA's National Risk Index rates inland flooding risk in Clark County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Do I need renters insurance in Boulder City?
22.1% of households in Boulder City rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.
How do I choose an agency?
Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.
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