Insurance agencies · Missouri

Insurance Agencies in Kimberling City, MO

Local agencies in Kimberling City for home, auto, life and business insurance. Compare them and call one directly.

Local insight

Insuring a home, car or business in Kimberling City

Kimberling City has 2,476 residents in 1,231 households. We list 2 insurance agencies in Kimberling City. Here is what the local numbers say about the cover people here need.

Kimberling City at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Stone County

FEMA rates the overall natural hazard risk in Stone County, where most Kimberling City agencies we list are located, as Relatively Low compared with other U.S. counties. The hazards it rates highest:

  • Strong windVery High

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Missouri
  • Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Missouri

Missouri requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25. It also requires uninsured motorist coverage ($25,000 per person, $50,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in MissouriHow much liability cover do you need?

Source: revisor.mo.gov. Checked 2026-10-24.

Questions

Insurance agencies in Kimberling City

How do I find an insurance agency in Kimberling City?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

Do I need flood insurance in Kimberling City?

FEMA's National Risk Index rates inland flooding risk in Stone County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Kimberling City?

20.3% of households in Kimberling City rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Agencies near Kimberling City

For insurance agencies

Is your Kimberling City agency listed?

Claim your free listing to keep your details right, then add your logo, website and social profiles.

Claim your listing