Kansas City has 510,612 residents in 221,979 households. We list 92 insurance agencies in Kansas City. Here is what the local numbers say about the cover people here need.

Kansas City at a glance

92insurance agencies listed
44.6%of households rentRenters insurance
$242,900median home valueHome insurance
1969median year homes were builtRebuild cost calculator
9%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Jackson County

FEMA rates the overall natural hazard risk in Jackson County, where most Kansas City agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Kansas City
HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Kansas City
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Kansas City
Winter weatherRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Kansas City agencies work with

Of the 52 Kansas City agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Aetna14 agencies
The Hartford14 agencies
UnitedHealthcare14 agencies
Nationwide12 agencies
Medicare Advantage11 agencies
Progressive11 agencies
Travelers11 agencies
Chubb10 agencies
Chubb (ACE)10 agencies
Humana10 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

What Kansas City agencies can write

Share of the 92 agencies listed in Kansas City that are appointed with at least one insurance company writing each type, or that name it on their own website.

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Kansas City agencies are

Kansas City agencies we list sit in 22 ZIP codes, mostly in Jackson County.

6411211 agencies
6411110 agencies
641057 agencies
641147 agencies
641167 agencies
641186 agencies
641196 agencies
641526 agencies
641536 agencies
641085 agencies
641544 agencies
641063 agencies
641513 agencies
641132 agencies
641312 agencies
641091 agency
641101 agency
641241 agency
641301 agency
641341 agency
641411 agency
641561 agency

Questions

Insurance agencies in Kansas City

How do I find an insurance agency in Kansas City?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Kansas City?

Most often life, general liability, auto, accident & health, home. Pick a type in the filters to narrow the list.

Which insurance companies do Kansas City agencies work with?

Among the 52 Kansas City agencies whose appointments we hold, the companies they are most often appointed with are Aetna (14), The Hartford (14), UnitedHealthcare (14), Nationwide (12), Medicare Advantage (11). An appointed agency can quote that company's policies.

Do I need flood insurance in Kansas City?

FEMA's National Risk Index rates inland flooding risk in Jackson County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Kansas City?

44.6% of households in Kansas City rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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