Milford has 6,487 residents in 2,627 households. We list 6 insurance agencies in Milford. Here is what the local numbers say about the cover people here need.

Milford at a glance

6insurance agencies listed
22.9%of households rentRenters insurance
$363,700median home valueHome insurance
1973median year homes were builtRebuild cost calculator
4.5%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Oakland County

FEMA rates the overall natural hazard risk in Oakland County, where most Milford agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Michigan
Ice stormVery High
Strong windVery High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Michigan
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
Winter weatherRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

What Milford agencies can write

Share of the 6 agencies listed in Milford that are appointed with at least one insurance company writing each type, or that name it on their own website.

Health33%
Life33%

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Milford agencies are

Milford agencies we list sit in 2 ZIP codes, mostly in Oakland County.

483815 agencies
483801 agency

Questions

Insurance agencies in Milford

How do I find an insurance agency in Milford?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

Do I need flood insurance in Milford?

FEMA's National Risk Index rates inland flooding risk in Oakland County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Milford?

22.9% of households in Milford rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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