Insurance agencies · Michigan

Insurance Agencies in Ann Arbor, MI

Local agencies in Ann Arbor for home, auto, life and business insurance. Compare them and call one directly.

Local insight

Insuring a home, car or business in Ann Arbor

Ann Arbor has 122,036 residents in 50,499 households. We list 23 insurance agencies in Ann Arbor. Here is what the local numbers say about the cover people here need.

Ann Arbor at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Washtenaw County

FEMA rates the overall natural hazard risk in Washtenaw County, where most Ann Arbor agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

  • Strong windRelatively High

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Ann Arbor
  • TornadoRelatively High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Ann Arbor
  • Ice stormRelatively High
  • LightningRelatively High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Ann Arbor

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Ann Arbor agencies work with

Of the 11 Ann Arbor agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Corebridge (AIG Life)4 agencies
  2. Talcott Resolution Life and Annuity Insurance Company4 agencies
  3. Annuity carrier3 agencies
  4. Brighthouse Life Insurance Company3 agencies
  5. EAGLE LIFE INSURANCE COMPANY3 agencies
  6. Empower Annuity Insurance Company of America3 agencies
  7. Equitable Financial Life Insurance Company3 agencies
  8. Equitable Financial Life Insurance Company of America3 agencies
  9. Forethought Life Insurance Company3 agencies
  10. Fortitude Life Insurance & Annuity Company3 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

What Ann Arbor agencies can write

Share of the 23 agencies listed in Ann Arbor that are appointed with at least one insurance company writing each type, or that name it on their own website.

  1. Life35%
  2. Home13%
  3. General Liability13%
  4. Health9%
  5. Professional Liability9%
  6. Business Owners Policy (BOP)9%
  7. Workers' Compensation9%
  8. Umbrella4%

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Ann Arbor agencies are

Ann Arbor agencies we list sit in 4 ZIP codes, mostly in Washtenaw County.

  • 481088 agencies
  • 481046 agencies
  • 481035 agencies
  • 481054 agencies

Questions

Insurance agencies in Ann Arbor

How do I find an insurance agency in Ann Arbor?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Ann Arbor?

Most often life, annuities, home, general liability, disability income. Pick a type in the filters to narrow the list.

Which insurance companies do Ann Arbor agencies work with?

Among the 11 Ann Arbor agencies whose appointments we hold, the companies they are most often appointed with are Corebridge (AIG Life) (4), Talcott Resolution Life and Annuity Insurance Company (4), Annuity carrier (3), Brighthouse Life Insurance Company (3), EAGLE LIFE INSURANCE COMPANY (3). An appointed agency can quote that company's policies.

Do I need flood insurance in Ann Arbor?

FEMA's National Risk Index rates inland flooding risk in Washtenaw County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Ann Arbor?

54.5% of households in Ann Arbor rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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