Insurance agencies · Massachusetts

Insurance Agencies in Medfield, MA

Local agencies in Medfield for home, auto, life and business insurance. Compare them and call one directly.

Local insight

Insuring a home, car or business in Medfield

Medfield has 6,849 residents in 2,627 households. We list 1 insurance agencies in Medfield. Here is what the local numbers say about the cover people here need.

Medfield at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Norfolk County

FEMA rates the overall natural hazard risk in Norfolk County, where most Medfield agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance
  • Ice stormRelatively High
  • LightningRelatively High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Massachusetts
  • Coastal floodingRelatively High

    Storm surge and tidal flooding count as flood, which most home policies exclude. It needs a separate flood policy.

    Flood insurance

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Massachusetts

Massachusetts requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $30,000 of property damage liability, often written 25/50/30. It also requires personal injury protection ($8,000) and uninsured motorist coverage ($25,000 per person, $50,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: mass.gov, limits in force since 2025-07-01. Checked 2026-10-24.

Questions

Insurance agencies in Medfield

How do I find an insurance agency in Medfield?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

Do I need flood insurance in Medfield?

FEMA's National Risk Index rates inland flooding risk in Norfolk County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Medfield?

16.9% of households in Medfield rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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