Insurance agencies · Maryland
Insurance Agencies in Perry Hall, MD
Local agencies in Perry Hall for home, auto, life and business insurance. Compare them and call one directly.
No agency on this page matches that name.
Local insight
Insuring a home, car or business in Perry Hall
Perry Hall has 29,105 residents in 10,942 households. We list 1 insurance agencies in Perry Hall. Here is what the local numbers say about the cover people here need.
Perry Hall at a glance
- 1insurance agencies listed
- 23.5%of households rentRenters insurance
- $349,600median home valueHome insurance
- 1985median year homes were builtRebuild cost calculator
- 3.3%of households have no carAuto insurance
Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.
Natural hazard risk in Baltimore City
FEMA rates the overall natural hazard risk in Baltimore City, where most Perry Hall agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:
- Winter weather
- Strong wind
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Maryland - Tornado
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Maryland - Inland flooding
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance - Lightning
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Maryland
Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.
Car insurance rules in Maryland
Maryland requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $15,000 of property damage liability, often written 30/60/15. It also requires personal injury protection ($2,500) and uninsured motorist coverage ($30,000 per person, $60,000 per accident).
These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.
Auto insurance in MarylandHow much liability cover do you need?
Source: mgaleg.maryland.gov. Checked 2026-10-24.
Questions
Insurance agencies in Perry Hall
How do I find an insurance agency in Perry Hall?
Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.
Do I need flood insurance in Perry Hall?
FEMA's National Risk Index rates inland flooding risk in Baltimore City as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Do I need renters insurance in Perry Hall?
23.5% of households in Perry Hall rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.
How do I choose an agency?
Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.
For insurance agencies
Is your Perry Hall agency listed?
Claim your free listing to keep your details right, then add your logo, website and social profiles.
Claim your listing