Insurance agencies · Maine
Insurance Agencies in East Waterboro, ME
Local agencies in East Waterboro for home, auto, life and business insurance. Compare them and call one directly.
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Local insight
Insuring a home, car or business in East Waterboro
York County has 216,731 residents in 91,413 households. We list 1 insurance agencies in East Waterboro. Here is what the local numbers say about the cover people here need.
East Waterboro at a glance
- 1insurance agencies listed
- 22.7%of households rentRenters insurance
- $395,700median home valueHome insurance
- 1980median year homes were builtRebuild cost calculator
- 4.7%of households have no carAuto insurance
- 6.1%of homes are mobile homesMobile home insurance
Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, for York County (the Census does not publish East Waterboro as a separate place). Agency count: our listings.
Natural hazard risk in York County
FEMA rates the overall natural hazard risk in York County, where most East Waterboro agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:
- Ice storm
- Coastal flooding
Storm surge and tidal flooding count as flood, which most home policies exclude. It needs a separate flood policy.
Flood insurance
Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.
Car insurance rules in Maine
Maine requires drivers to carry at least $50,000 of bodily injury liability per person, $100,000 per accident and $25,000 of property damage liability, often written 50/100/25. It also requires medical payments coverage ($2,000) and uninsured and underinsured motorist coverage ($50,000 per person, $100,000 per accident).
These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.
Auto insurance in MaineHow much liability cover do you need?
Source: legislature.maine.gov. Checked 2026-10-24.
Questions
Insurance agencies in East Waterboro
How do I find an insurance agency in East Waterboro?
Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.
Do I need flood insurance in East Waterboro?
FEMA's National Risk Index rates coastal flooding risk in York County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Do I need renters insurance in East Waterboro?
22.7% of households in York County rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.
How do I choose an agency?
Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.
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