Insurance agencies · Louisiana

Insurance Agencies in Monroe, LA

Local agencies in Monroe for home, auto, life and business insurance. Compare them and call one directly.

Local insight

Insuring a home, car or business in Monroe

Monroe has 47,004 residents in 18,335 households. We list 15 insurance agencies in Monroe. Here is what the local numbers say about the cover people here need.

Monroe at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Ouachita Parish

FEMA rates the overall natural hazard risk in Ouachita Parish, where most Monroe agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

  • Ice stormVery High
  • TornadoRelatively High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Monroe
  • Strong windRelatively High

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Monroe
  • LightningRelatively High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Monroe

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Louisiana

Louisiana requires drivers to carry at least $15,000 of bodily injury liability per person, $30,000 per accident and $25,000 of property damage liability, often written 15/30/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in MonroeHow much liability cover do you need?

Source: ldi.la.gov. Checked 2026-10-24.

Insurance companies Monroe agencies work with

Of the 10 Monroe agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. WESTERN SURETY COMPANY4 agencies
  2. Employers3 agencies
  3. Foremost3 agencies
  4. National Pacific Dental,3 agencies
  5. PACIFICARE LIFE AND HEALTH INSURANCE COMPANY3 agencies
  6. State Farm3 agencies
  7. The Hartford3 agencies
  8. UnitedHealthcare3 agencies
  9. American Modern2 agencies
  10. AmTrust2 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

What Monroe agencies can write

Share of the 15 agencies listed in Monroe that are appointed with at least one insurance company writing each type, or that name it on their own website.

  1. Home47%
  2. Auto47%
  3. Life47%
  4. Landlord40%
  5. Boat40%
  6. Umbrella33%
  7. Renters33%
  8. Condo33%

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Monroe agencies are

Monroe agencies we list sit in 3 ZIP codes, mostly in Ouachita Parish.

  • 7120111 agencies
  • 712032 agencies
  • 712072 agencies

Questions

Insurance agencies in Monroe

How do I find an insurance agency in Monroe?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Monroe?

Most often home, auto, life, landlord, boat. Pick a type in the filters to narrow the list.

Which insurance companies do Monroe agencies work with?

Among the 10 Monroe agencies whose appointments we hold, the companies they are most often appointed with are WESTERN SURETY COMPANY (4), Employers (3), Foremost (3), National Pacific Dental, (3), PACIFICARE LIFE AND HEALTH INSURANCE COMPANY (3). An appointed agency can quote that company's policies.

Do I need flood insurance in Monroe?

FEMA's National Risk Index rates inland flooding risk in Ouachita Parish as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Monroe?

52.2% of households in Monroe rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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