No reviews yetGoogle reviews for Ison Agency (opens Google Maps)
Insurance agencies · Kentucky
Insurance Agencies in Hazard, KY
Local agencies in Hazard for home, auto, life and business insurance. Compare them and call one directly.
No agency on this page matches that name.
Local insight
Insuring a home, car or business in Hazard
Hazard has 5,008 residents in 2,024 households. We list 1 insurance agencies in Hazard. Here is what the local numbers say about the cover people here need.
Hazard at a glance
- 1insurance agencies listed
- 46.5%of households rentRenters insurance
- 1970median year homes were builtRebuild cost calculator
- 11.7%of households have no carAuto insurance
Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.
Car insurance rules in Kentucky
Kentucky requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25. A combined single limit of $60,000 is accepted instead. It also requires personal injury protection ($10,000). Kentucky is a choice state: drivers choose between no-fault and traditional at-fault cover.
These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.
Auto insurance in KentuckyHow much liability cover do you need?
Source: apps.legislature.ky.gov, limits in force since 2018-01-01. Checked 2026-10-24.
Questions
Insurance agencies in Hazard
How do I find an insurance agency in Hazard?
Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.
Do I need flood insurance in Hazard?
FEMA's National Risk Index rates inland flooding risk in Perry County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Do I need renters insurance in Hazard?
46.5% of households in Hazard rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.
How do I choose an agency?
Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.
For insurance agencies
Is your Hazard agency listed?
Claim your free listing to keep your details right, then add your logo, website and social profiles.
Claim your listing