Johnson County has 620,631 residents in 249,531 households. We list 8 insurance agencies in Stilwell. Here is what the local numbers say about the cover people here need.

Stilwell at a glance

8insurance agencies listed
31.5%of households rentRenters insurance
$391,200median home valueHome insurance
1989median year homes were builtRebuild cost calculator
3.5%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, for Johnson County (the Census does not publish Stilwell as a separate place). Agency count: our listings.

Natural hazard risk in Johnson County

FEMA rates the overall natural hazard risk in Johnson County, where most Stilwell agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

Winter weatherVery High
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Kansas
Ice stormVery High
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Kansas
HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Kansas

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

What Stilwell agencies can write

Share of the 8 agencies listed in Stilwell that are appointed with at least one insurance company writing each type, or that name it on their own website.

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Questions

Insurance agencies in Stilwell

How do I find an insurance agency in Stilwell?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

Do I need flood insurance in Stilwell?

FEMA's National Risk Index rates inland flooding risk in Johnson County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Stilwell?

31.5% of households in Johnson County rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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