Terre Haute has 58,427 residents in 23,220 households. We list 6 insurance agencies in Terre Haute. Here is what the local numbers say about the cover people here need.

Terre Haute at a glance

6insurance agencies listed
47.8%of households rentRenters insurance
$115,700median home valueHome insurance
1957median year homes were builtRebuild cost calculator
10.7%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Vigo County

FEMA rates the overall natural hazard risk in Vigo County, where most Terre Haute agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Indiana
Winter weatherRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Indiana

Indiana requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Indiana How much liability cover do you need?

Source: in.gov. Checked 2026-10-24.

Where Terre Haute agencies are

Terre Haute agencies we list sit in 2 ZIP codes, mostly in Vigo County.

478075 agencies
478031 agency

Questions

Insurance agencies in Terre Haute

How do I find an insurance agency in Terre Haute?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

Do I need flood insurance in Terre Haute?

FEMA's National Risk Index rates inland flooding risk in Vigo County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Terre Haute?

47.8% of households in Terre Haute rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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