Insurance agencies · Indiana
Insurance Agencies in Notre Dame, IN
Local agencies in Notre Dame for home, auto, life and business insurance. Compare them and call one directly.
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Local insight
Insuring a home, car or business in Notre Dame
Notre Dame has 6,890 residents in 232 households. We list 1 insurance agencies in Notre Dame. Here is what the local numbers say about the cover people here need.
Notre Dame at a glance
- 1insurance agencies listed
- 1995median year homes were builtRebuild cost calculator
Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.
Natural hazard risk in St. Joseph County
FEMA rates the overall natural hazard risk in St. Joseph County, where most Notre Dame agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:
- Hail
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Indiana - Strong wind
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Indiana - Tornado
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Indiana
Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.
Car insurance rules in Indiana
Indiana requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.
These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.
Auto insurance in IndianaHow much liability cover do you need?
Source: in.gov. Checked 2026-10-24.
Questions
Insurance agencies in Notre Dame
How do I find an insurance agency in Notre Dame?
Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.
Do I need flood insurance in Notre Dame?
FEMA's National Risk Index rates inland flooding risk in St. Joseph County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
How do I choose an agency?
Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.
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