Insurance agencies · Idaho

Insurance Agencies in Meridian, ID

Local agencies in Meridian for home, auto, life and business insurance. Compare them and call one directly.

Local insight

Insuring a home, car or business in Meridian

Meridian has 130,138 residents in 48,038 households. We list 25 insurance agencies in Meridian. Here is what the local numbers say about the cover people here need.

Meridian at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Ada County

FEMA rates the overall natural hazard risk in Ada County, where most Meridian agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

  • Winter weatherVery High
  • WildfireRelatively High

    Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.

    Home insurance in Meridian
  • Strong windRelatively High

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Meridian
  • LightningRelatively High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Meridian

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Meridian agencies work with

Of the 18 Meridian agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Medicare Advantage6 agencies
  2. Nationwide5 agencies
  3. UnitedHealthcare5 agencies
  4. Travelers4 agencies
  5. Liberty Mutual3 agencies
  6. Sammons3 agencies
  7. Blue Cross Blue Shield2 agencies
  8. Centene2 agencies
  9. Humana2 agencies
  10. John Hancock Life Insurance Company (U.S.A.)2 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

What Meridian agencies can write

Share of the 25 agencies listed in Meridian that are appointed with at least one insurance company writing each type, or that name it on their own website.

  1. Life44%
  2. Health24%
  3. Home20%
  4. Auto20%
  5. General Liability20%
  6. Business Owners Policy (BOP)20%
  7. Renters20%
  8. Condo20%

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Meridian agencies are

Meridian agencies we list sit in 3 ZIP codes, mostly in Ada County.

  • 8364216 agencies
  • 836468 agencies
  • 836801 agency

Questions

Insurance agencies in Meridian

How do I find an insurance agency in Meridian?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Meridian?

Most often life, health, accident & health, home, auto. Pick a type in the filters to narrow the list.

Which insurance companies do Meridian agencies work with?

Among the 18 Meridian agencies whose appointments we hold, the companies they are most often appointed with are Medicare Advantage (6), Nationwide (5), UnitedHealthcare (5), Travelers (4), Liberty Mutual (3). An appointed agency can quote that company's policies.

Do I need flood insurance in Meridian?

FEMA's National Risk Index rates inland flooding risk in Ada County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Meridian?

25.4% of households in Meridian rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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