Flowery Branch has 10,925 residents in 4,244 households. We list 7 insurance agencies in Flowery Branch. Here is what the local numbers say about the cover people here need.

Flowery Branch at a glance

7insurance agencies listed
33.3%of households rentRenters insurance
$442,500median home valueHome insurance
2012median year homes were builtRebuild cost calculator
3.8%of households have no carAuto insurance
3.2%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Hall County

FEMA rates the overall natural hazard risk in Hall County, where most Flowery Branch agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Georgia
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Georgia
Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Georgia

Georgia requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Georgia How much liability cover do you need?

Source: oci.georgia.gov. Checked 2026-10-24.

What Flowery Branch agencies can write

Share of the 7 agencies listed in Flowery Branch that are appointed with at least one insurance company writing each type, or that name it on their own website.

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Questions

Insurance agencies in Flowery Branch

How do I find an insurance agency in Flowery Branch?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

Do I need flood insurance in Flowery Branch?

FEMA's National Risk Index rates inland flooding risk in Hall County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Flowery Branch?

33.3% of households in Flowery Branch rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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