Newark has 30,330 residents in 8,594 households. We list 29 insurance agencies in Newark. Here is what the local numbers say about the cover people here need.

Newark at a glance

29insurance agencies listed
49.3%of households rentRenters insurance
$382,500median home valueHome insurance
1978median year homes were builtRebuild cost calculator
9.2%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in New Castle County

FEMA rates the overall natural hazard risk in New Castle County, where most Newark agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

Winter weatherVery High
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
Ice stormRelatively High
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Newark
Coastal floodingRelatively High
Storm surge and tidal flooding count as flood, which most home policies exclude. It needs a separate flood policy.
Flood insurance

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Delaware

Delaware requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $10,000 of property damage liability, often written 25/50/10. It also requires personal injury protection ($15,000 per person, $30,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Newark How much liability cover do you need?

Source: delcode.delaware.gov. Checked 2026-10-24.

What Newark agencies can write

Share of the 29 agencies listed in Newark that are appointed with at least one insurance company writing each type, or that name it on their own website.

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Newark agencies are

Newark agencies we list sit in 3 ZIP codes, mostly in New Castle County.

1971314 agencies
197028 agencies
197117 agencies

Questions

Insurance agencies in Newark

How do I find an insurance agency in Newark?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Newark?

Most often general liability, life, commercial property, directors & officers, surety bonds. Pick a type in the filters to narrow the list.

Do I need flood insurance in Newark?

FEMA's National Risk Index rates inland flooding risk in New Castle County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Newark?

49.3% of households in Newark rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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Agencies near Newark

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