Petaluma has 59,247 residents in 24,239 households. We list 15 insurance agencies in Petaluma. Here is what the local numbers say about the cover people here need.

Petaluma at a glance

15insurance agencies listed
35.5%of households rentRenters insurance
$878,600median home valueHome insurance
1979median year homes were builtRebuild cost calculator
5.2%of households have no carAuto insurance
3.1%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Sonoma County

FEMA rates the overall natural hazard risk in Sonoma County, where most Petaluma agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

EarthquakeRelatively High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in California
WildfireRelatively High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Petaluma

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Petaluma agencies work with

Of the 11 Petaluma agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Nationwide4 agencies
The Hartford4 agencies
American Modern3 agencies
AmTrust3 agencies
Employers3 agencies
Travelers3 agencies
Chubb (ACE)2 agencies
CNA2 agencies
Liberty Mutual2 agencies
Liberty Mutual (Safeco)2 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

What Petaluma agencies can write

Share of the 15 agencies listed in Petaluma that are appointed with at least one insurance company writing each type, or that name it on their own website.

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Petaluma agencies are

Petaluma agencies we list sit in 2 ZIP codes, mostly in Sonoma County.

949548 agencies
949527 agencies

Questions

Insurance agencies in Petaluma

How do I find an insurance agency in Petaluma?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Petaluma?

Most often general liability, workers' compensation, home, business owners policy (bop), life. Pick a type in the filters to narrow the list.

Which insurance companies do Petaluma agencies work with?

Among the 11 Petaluma agencies whose appointments we hold, the companies they are most often appointed with are Nationwide (4), The Hartford (4), American Modern (3), AmTrust (3), Employers (3). An appointed agency can quote that company's policies.

Do I need flood insurance in Petaluma?

FEMA's National Risk Index rates inland flooding risk in Sonoma County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Petaluma?

35.5% of households in Petaluma rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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