Murrieta has 112,064 residents in 36,145 households. We list 26 insurance agencies in Murrieta. Here is what the local numbers say about the cover people here need.

Murrieta at a glance

26insurance agencies listed
30.5%of households rentRenters insurance
$639,800median home valueHome insurance
2000median year homes were builtRebuild cost calculator
2.7%of households have no carAuto insurance
4.7%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Riverside County

FEMA rates the overall natural hazard risk in Riverside County, where most Murrieta agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

WildfireVery High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Murrieta
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in California
EarthquakeVery High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in California

California requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $15,000 of property damage liability, often written 30/60/15.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Murrieta How much liability cover do you need?

Source: dmv.ca.gov, limits in force since 2025-01-01. Checked 2026-10-24.

Insurance companies Murrieta agencies work with

Of the 17 Murrieta agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Medicare Advantage5 agencies
UnitedHealthcare5 agencies
Aetna4 agencies
American Modern3 agencies
Blue Cross Blue Shield3 agencies
Centene3 agencies
Liberty Mutual3 agencies
Ameritas Life Insurance2 agencies
Cigna2 agencies
Foremost2 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

What Murrieta agencies can write

Share of the 26 agencies listed in Murrieta that are appointed with at least one insurance company writing each type, or that name it on their own website.

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Murrieta agencies are

Murrieta agencies we list sit in 3 ZIP codes, mostly in Riverside County.

9256214 agencies
925638 agencies
925644 agencies

Questions

Insurance agencies in Murrieta

How do I find an insurance agency in Murrieta?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in Murrieta?

Most often life, home, boat, auto, umbrella. Pick a type in the filters to narrow the list.

Which insurance companies do Murrieta agencies work with?

Among the 17 Murrieta agencies whose appointments we hold, the companies they are most often appointed with are Medicare Advantage (5), UnitedHealthcare (5), Aetna (4), American Modern (3), Blue Cross Blue Shield (3). An appointed agency can quote that company's policies.

Do I need flood insurance in Murrieta?

FEMA's National Risk Index rates inland flooding risk in Riverside County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Murrieta?

30.5% of households in Murrieta rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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