El Segundo has 16,769 residents in 7,437 households. We list 19 insurance agencies in El Segundo. Here is what the local numbers say about the cover people here need.

El Segundo at a glance

19insurance agencies listed
57.5%of households rentRenters insurance
$1,587,500median home valueHome insurance
1964median year homes were builtRebuild cost calculator
2%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Los Angeles County

FEMA rates the overall natural hazard risk in Los Angeles County, where most El Segundo agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in California
EarthquakeVery High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
WildfireVery High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in El Segundo
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in El Segundo
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in El Segundo

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies El Segundo agencies work with

Of the 10 El Segundo agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Corebridge (AIG Life)6 agencies
Nationwide6 agencies
PRINCIPAL NATIONAL LIFE INSURANCE COMPANY6 agencies
Principal5 agencies
Annuity carrier4 agencies
Empower Annuity Insurance Company of America4 agencies
Equitable Financial Life Insurance Company4 agencies
Fidelity & Guaranty Life Insurance Company4 agencies
Massachusetts Mutual Life Insurance Company4 agencies
Metropolitan Life Insurance Company4 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

What El Segundo agencies can write

Share of the 19 agencies listed in El Segundo that are appointed with at least one insurance company writing each type, or that name it on their own website.

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Questions

Insurance agencies in El Segundo

How do I find an insurance agency in El Segundo?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What insurance can I get from agencies in El Segundo?

Most often life, annuities, home, landlord, motorcycle. Pick a type in the filters to narrow the list.

Which insurance companies do El Segundo agencies work with?

Among the 10 El Segundo agencies whose appointments we hold, the companies they are most often appointed with are Corebridge (AIG Life) (6), Nationwide (6), PRINCIPAL NATIONAL LIFE INSURANCE COMPANY (6), Principal (5), Annuity carrier (4). An appointed agency can quote that company's policies.

Do I need flood insurance in El Segundo?

FEMA's National Risk Index rates inland flooding risk in Los Angeles County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in El Segundo?

57.5% of households in El Segundo rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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