Bella Vista has 31,697 residents in 13,435 households. We list 3 insurance agencies in Bella Vista. Here is what the local numbers say about the cover people here need.

Bella Vista at a glance

3insurance agencies listed
12%of households rentRenters insurance
$296,700median home valueHome insurance
1996median year homes were builtRebuild cost calculator
1.8%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Benton County

FEMA rates the overall natural hazard risk in Benton County, where most Bella Vista agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

Ice stormVery High
Winter weatherRelatively High
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Arkansas
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Arkansas

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Arkansas

Arkansas requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Arkansas How much liability cover do you need?

Source: insurance.arkansas.gov. Checked 2026-10-24.

Where Bella Vista agencies are

Bella Vista agencies we list sit in 2 ZIP codes, mostly in Benton County.

727142 agencies
727151 agency

Questions

Insurance agencies in Bella Vista

How do I find an insurance agency in Bella Vista?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

Do I need flood insurance in Bella Vista?

FEMA's National Risk Index rates inland flooding risk in Benton County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Bella Vista?

12% of households in Bella Vista rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Agencies near Bella Vista

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