Prescott has 47,400 residents in 22,793 households. We list 6 insurance agencies in Prescott. Here is what the local numbers say about the cover people here need.

Prescott at a glance

6insurance agencies listed
32%of households rentRenters insurance
$564,100median home valueHome insurance
1992median year homes were builtRebuild cost calculator
5.8%of households have no carAuto insurance
6.4%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Yavapai County

FEMA rates the overall natural hazard risk in Yavapai County, where most Prescott agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Arizona
WildfireRelatively High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Arizona
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
Winter weatherRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

What Prescott agencies can write

Share of the 6 agencies listed in Prescott that are appointed with at least one insurance company writing each type, or that name it on their own website.

Source: our listings. Appointment with a company that writes a type does not guarantee an agency sells it today.

Where Prescott agencies are

Prescott agencies we list sit in 2 ZIP codes, mostly in Yavapai County.

863014 agencies
863032 agencies

Questions

Insurance agencies in Prescott

How do I find an insurance agency in Prescott?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

Do I need flood insurance in Prescott?

FEMA's National Risk Index rates inland flooding risk in Yavapai County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

Do I need renters insurance in Prescott?

32% of households in Prescott rent, according to the Census Bureau's American Community Survey. A landlord's policy covers the building, not your belongings or your liability; renters insurance covers those.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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