Harris County has 4,838,303 residents in 1,757,164 households. We list 14 agencies for inland marine insurance in Cypress. Here is what the local numbers say about the cover people here need.

Cypress at a glance

14inland marine insurance agencies listed
45.3%of households rentRenters insurance
$276,600median home valueHome insurance
1988median year homes were builtRebuild cost calculator
7.1%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, for Harris County (the Census does not publish Cypress as a separate place). Agency count: our listings.

Natural hazard risk in Harris County

FEMA rates the overall natural hazard risk in Harris County, where most Cypress agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

HurricaneVery High
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Cypress
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Texas
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Cypress
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Cypress
Ice stormVery High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Cypress How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Cypress agencies work with

Of the 14 Cypress agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Travelers13 agencies
Travelers (Standard Fire)12 agencies
Progressive11 agencies
GEICO10 agencies
Liberty Mutual9 agencies
Mercury9 agencies
Safeco8 agencies
Homeowners of America7 agencies
Liberty Mutual (Safeco)7 agencies
Agricultural Workers Mutual Auto Insurance Company6 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Cypress agencies are

Cypress agencies we list sit in 3 ZIP codes, mostly in Harris County.

774297 agencies
774336 agencies
774101 agency

Questions

Inland Marine insurance in Cypress

All insurance agencies in Cypress · Inland Marine insurance across Texas

Where can I find inland marine insurance in Cypress?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does inland marine insurance cover?

Covers goods, tools and equipment while in transit or away from your premises.

Which insurance companies do Cypress agencies work with?

Among the 14 Cypress agencies whose appointments we hold, the companies they are most often appointed with are Travelers (13), Travelers (Standard Fire) (12), Progressive (11), GEICO (10), Liberty Mutual (9). An appointed agency can quote that company's policies.

Do I need flood insurance in Cypress?

FEMA's National Risk Index rates inland flooding risk in Harris County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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