Montana has 1,116,875 residents. We list 7 agencies for inland marine insurance in Montana. Here is what the local numbers say about the cover people here need.

Montana at a glance

7inland marine insurance agencies listed
30.8%of households rentRenters insurance
$375,800median home valueHome insurance
1981median year homes were builtRebuild cost calculator
4.7%of households have no carAuto insurance
9.4%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Montana

How many of Montana’s 56 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

Winter weather17 of 56 counties
Very High in Gallatin County, Cascade County, Yellowstone County and 1 more.
Lightning3 of 56 counties
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Montana
Strong wind1 of 56 counties
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Montana
Wildfire1 of 56 counties
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Montana
Ice storm1 of 56 counties

Source: FEMA National Risk Index, December 2025 release.

Questions

Inland Marine insurance in Montana

All insurance agencies in Montana · Inland Marine insurance in every state

Where can I find inland marine insurance in Montana?

Pick your city in the list on this page to see every agency there that offers inland marine insurance, or search by name or ZIP code.

What does inland marine insurance cover?

Covers goods, tools and equipment while in transit or away from your premises.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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