Denver has 718,877 residents in 335,428 households. We list 29 agencies for inland marine insurance in Denver. Here is what the local numbers say about the cover people here need.

Denver at a glance

29inland marine insurance agencies listed
51.2%of households rentRenters insurance
$616,000median home valueHome insurance
1975median year homes were builtRebuild cost calculator
10.3%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Denver County

FEMA rates the overall natural hazard risk in Denver County, where most Denver agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Denver
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Denver
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Denver
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Denver
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Denver agencies work with

Of the 29 Denver agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Travelers27 agencies
Travelers (Standard Fire)27 agencies
Liberty Mutual (Safeco)21 agencies
Liberty Mutual20 agencies
Safeco19 agencies
Nationwide18 agencies
Mercury17 agencies
Nationwide (Allied)17 agencies
Nationwide (Colonial)17 agencies
Progressive15 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Denver agencies are

Denver agencies we list sit in 16 ZIP codes, mostly in Denver County.

802377 agencies
802465 agencies
802032 agencies
802222 agencies
802272 agencies
802021 agency
802041 agency
802061 agency
802091 agency
802181 agency
802241 agency
802261 agency
802281 agency
802321 agency
802331 agency
802341 agency

Questions

Inland Marine insurance in Denver

All insurance agencies in Denver · Inland Marine insurance across Colorado

Where can I find inland marine insurance in Denver?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does inland marine insurance cover?

Covers goods, tools and equipment while in transit or away from your premises.

Which insurance companies do Denver agencies work with?

Among the 29 Denver agencies whose appointments we hold, the companies they are most often appointed with are Travelers (27), Travelers (Standard Fire) (27), Liberty Mutual (Safeco) (21), Liberty Mutual (20), Safeco (19). An appointed agency can quote that company's policies.

Do I need flood insurance in Denver?

FEMA's National Risk Index rates inland flooding risk in Denver County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Inland Marine insurance near Denver

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