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Home insurance · Virginia
Home Insurance Agencies in Annandale, VA
Covers your building, your contents and your liability as a homeowner.
- Home
- Auto
- Renters
- +16
- Home
- Auto
- Landlord
- +11
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Local insight
Home insurance in Annandale: what to know
Annandale has 41,705 residents in 13,891 households. We list 3 agencies for home insurance in Annandale. Here is what the local numbers say about the cover people here need.
Annandale at a glance
- 3home insurance agencies listed
- 34.6%of households rentRenters insurance
- $681,300median home valueHome insurance
- 1968median year homes were builtRebuild cost calculator
- 11.1%of households have no carAuto insurance
Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.
Car insurance rules in Virginia
Virginia requires drivers to carry at least $50,000 of bodily injury liability per person, $100,000 per accident and $25,000 of property damage liability, often written 50/100/25. It also requires uninsured and underinsured motorist coverage ($50,000 per person, $100,000 per accident).
These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.
Auto insurance in AnnandaleHow much liability cover do you need?
Source: law.lis.virginia.gov, limits in force since 2025-01-01. Checked 2026-10-24.
Questions
Home insurance in Annandale
All insurance agencies in Annandale · Home insurance across Virginia
Where can I find home insurance in Annandale?
Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.
What does home insurance cover?
Covers your building, your contents and your liability as a homeowner.
Do I need flood insurance in Annandale?
FEMA's National Risk Index rates inland flooding risk in Fairfax City as Very Low compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
How do I choose an agency?
Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.
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