Victoria has 65,625 residents in 25,550 households. We list 13 agencies for home insurance in Victoria. Here is what the local numbers say about the cover people here need.

Victoria at a glance

13home insurance agencies listed
42.1%of households rentRenters insurance
$207,100median home valueHome insurance
1980median year homes were builtRebuild cost calculator
7.2%of households have no carAuto insurance
6%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Victoria County

FEMA rates the overall natural hazard risk in Victoria County, where most Victoria agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

HurricaneRelatively High
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Victoria

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Victoria agencies work with

Of the 13 Victoria agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

GEICO7 agencies
GAINSCO6 agencies
Home State6 agencies
Incline6 agencies
Progressive6 agencies
Blue Cross Blue Shield5 agencies
Foremost5 agencies
Metropolitan Life Insurance Company5 agencies
Old American5 agencies
Agricultural Workers Mutual Auto Insurance Company4 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Victoria agencies are

Victoria agencies we list sit in 3 ZIP codes, mostly in Victoria County.

779047 agencies
779015 agencies
779031 agency

Questions

Home insurance in Victoria

All insurance agencies in Victoria · Home insurance across Texas

Where can I find home insurance in Victoria?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does home insurance cover?

Covers your building, your contents and your liability as a homeowner.

Which insurance companies do Victoria agencies work with?

Among the 13 Victoria agencies whose appointments we hold, the companies they are most often appointed with are GEICO (7), GAINSCO (6), Home State (6), Incline (6), Progressive (6). An appointed agency can quote that company's policies.

Do I need flood insurance in Victoria?

FEMA's National Risk Index rates inland flooding risk in Victoria County as Relatively Low compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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