Dallas County has 2,621,179 residents in 982,737 households. We list 23 agencies for home insurance in Mesquite. Here is what the local numbers say about the cover people here need.

Mesquite at a glance

23home insurance agencies listed
49.2%of households rentRenters insurance
$303,000median home valueHome insurance
1983median year homes were builtRebuild cost calculator
6.8%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates, for Dallas County (the Census does not publish Mesquite as a separate place). Agency count: our listings.

Natural hazard risk in Dallas County

FEMA rates the overall natural hazard risk in Dallas County, where most Mesquite agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Mesquite
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Mesquite
Ice stormVery High
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Texas
Winter weatherVery High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Mesquite How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Mesquite agencies work with

Of the 23 Mesquite agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Progressive10 agencies
Foremost9 agencies
GEICO8 agencies
American Modern7 agencies
Home State7 agencies
Travelers7 agencies
Travelers (Standard Fire)7 agencies
GAINSCO6 agencies
Homeowners of America6 agencies
Infinity5 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Mesquite agencies are

Mesquite agencies we list sit in 4 ZIP codes, mostly in Dallas County.

7515010 agencies
751499 agencies
751852 agencies
751872 agencies

Questions

Home insurance in Mesquite

All insurance agencies in Mesquite · Home insurance across Texas

Where can I find home insurance in Mesquite?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does home insurance cover?

Covers your building, your contents and your liability as a homeowner.

Which insurance companies do Mesquite agencies work with?

Among the 23 Mesquite agencies whose appointments we hold, the companies they are most often appointed with are Progressive (10), Foremost (9), GEICO (8), American Modern (7), Home State (7). An appointed agency can quote that company's policies.

Do I need flood insurance in Mesquite?

FEMA's National Risk Index rates inland flooding risk in Dallas County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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