Granbury has 12,136 residents in 5,279 households. We list 12 agencies for home insurance in Granbury. Here is what the local numbers say about the cover people here need.

Granbury at a glance

12home insurance agencies listed
39.8%of households rentRenters insurance
$315,800median home valueHome insurance
2003median year homes were builtRebuild cost calculator
5%of households have no carAuto insurance
5.2%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Hood County

FEMA rates the overall natural hazard risk in Hood County, where most Granbury agencies we list are located, as Relatively Low compared with other U.S. counties. The hazards it rates highest:

TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Granbury

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Granbury How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Granbury agencies work with

Of the 12 Granbury agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Liberty Mutual8 agencies
Liberty Mutual (Safeco)8 agencies
Progressive8 agencies
Home State7 agencies
Safeco7 agencies
American Modern6 agencies
Foremost6 agencies
GEICO6 agencies
Markel6 agencies
Mercury6 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Granbury agencies are

Granbury agencies we list sit in 2 ZIP codes, mostly in Hood County.

760488 agencies
760494 agencies

Questions

Home insurance in Granbury

All insurance agencies in Granbury · Home insurance across Texas

Where can I find home insurance in Granbury?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does home insurance cover?

Covers your building, your contents and your liability as a homeowner.

Which insurance companies do Granbury agencies work with?

Among the 12 Granbury agencies whose appointments we hold, the companies they are most often appointed with are Liberty Mutual (8), Liberty Mutual (Safeco) (8), Progressive (8), Home State (7), Safeco (7). An appointed agency can quote that company's policies.

Do I need flood insurance in Granbury?

FEMA's National Risk Index rates inland flooding risk in Hood County as Relatively Low compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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