Pasadena has 136,969 residents in 57,425 households. We list 14 agencies for home insurance in Pasadena. Here is what the local numbers say about the cover people here need.

Pasadena at a glance

14home insurance agencies listed
57.5%of households rentRenters insurance
$1,093,300median home valueHome insurance
1961median year homes were builtRebuild cost calculator
9.4%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Los Angeles County

FEMA rates the overall natural hazard risk in Los Angeles County, where most Pasadena agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in California
EarthquakeVery High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
WildfireVery High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Pasadena
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Pasadena
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Pasadena

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in California

California requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $15,000 of property damage liability, often written 30/60/15.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Pasadena How much liability cover do you need?

Source: dmv.ca.gov, limits in force since 2025-01-01. Checked 2026-10-24.

Insurance companies Pasadena agencies work with

Of the 14 Pasadena agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

The Hartford7 agencies
Travelers7 agencies
Travelers (Standard Fire)7 agencies
Foremost6 agencies
Liberty Mutual6 agencies
Liberty Mutual (Safeco)6 agencies
Nationwide6 agencies
Safeco6 agencies
Employers5 agencies
Nationwide (Allied)5 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Pasadena agencies are

Pasadena agencies we list sit in 4 ZIP codes, mostly in Los Angeles County.

911016 agencies
911074 agencies
911052 agencies
911062 agencies

Questions

Home insurance in Pasadena

All insurance agencies in Pasadena · Home insurance across California

Where can I find home insurance in Pasadena?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does home insurance cover?

Covers your building, your contents and your liability as a homeowner.

Which insurance companies do Pasadena agencies work with?

Among the 14 Pasadena agencies whose appointments we hold, the companies they are most often appointed with are The Hartford (7), Travelers (7), Travelers (Standard Fire) (7), Foremost (6), Liberty Mutual (6). An appointed agency can quote that company's policies.

Do I need flood insurance in Pasadena?

FEMA's National Risk Index rates inland flooding risk in Los Angeles County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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