Lakewood has 79,850 residents in 26,230 households. We list 3 agencies for home insurance in Lakewood. Here is what the local numbers say about the cover people here need.

Lakewood at a glance

3home insurance agencies listed
28.6%of households rentRenters insurance
$827,200median home valueHome insurance
1957median year homes were builtRebuild cost calculator
4.3%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Los Angeles County

FEMA rates the overall natural hazard risk in Los Angeles County, where most Lakewood agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in California
EarthquakeVery High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
WildfireVery High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Lakewood
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Lakewood
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Lakewood

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Where Lakewood agencies are

Lakewood agencies we list sit in 2 ZIP codes, mostly in Los Angeles County.

907132 agencies
907121 agency

Questions

Home insurance in Lakewood

All insurance agencies in Lakewood · Home insurance across California

Where can I find home insurance in Lakewood?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does home insurance cover?

Covers your building, your contents and your liability as a homeowner.

Do I need flood insurance in Lakewood?

FEMA's National Risk Index rates inland flooding risk in Los Angeles County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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