Little Rock has 203,436 residents in 87,858 households. We list 21 agencies for home insurance in Little Rock. Here is what the local numbers say about the cover people here need.

Little Rock at a glance

21home insurance agencies listed
46.5%of households rentRenters insurance
$236,400median home valueHome insurance
1978median year homes were builtRebuild cost calculator
8%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Pulaski County

FEMA rates the overall natural hazard risk in Pulaski County, where most Little Rock agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

Ice stormVery High
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Little Rock
Winter weatherVery High
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Little Rock
EarthquakeRelatively High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Arkansas

Arkansas requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Little Rock How much liability cover do you need?

Source: insurance.arkansas.gov. Checked 2026-10-24.

Insurance companies Little Rock agencies work with

Of the 21 Little Rock agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Liberty Mutual13 agencies
Travelers13 agencies
Safeco11 agencies
Liberty Mutual (Safeco)10 agencies
Travelers (Standard Fire)10 agencies
Progressive8 agencies
Foremost7 agencies
Home State7 agencies
The Hartford7 agencies
Philadelphia Insurance6 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Little Rock agencies are

Little Rock agencies we list sit in 11 ZIP codes, mostly in Pulaski County.

722016 agencies
722052 agencies
722072 agencies
722112 agencies
722122 agencies
722232 agencies
722021 agency
722031 agency
722041 agency
722211 agency
722311 agency

Questions

Home insurance in Little Rock

All insurance agencies in Little Rock · Home insurance across Arkansas

Where can I find home insurance in Little Rock?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does home insurance cover?

Covers your building, your contents and your liability as a homeowner.

Which insurance companies do Little Rock agencies work with?

Among the 21 Little Rock agencies whose appointments we hold, the companies they are most often appointed with are Liberty Mutual (13), Travelers (13), Safeco (11), Liberty Mutual (Safeco) (10), Travelers (Standard Fire) (10). An appointed agency can quote that company's policies.

Do I need flood insurance in Little Rock?

FEMA's National Risk Index rates inland flooding risk in Pulaski County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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