Health insurance · Texas

Health Insurance Agencies in Spring, TX

Individual and family medical cover outside an employer plan.

Local insight

Health insurance in Spring: what to know

Spring has 68,580 residents in 22,336 households. We list 78 agencies for health insurance in Spring. Here is what the local numbers say about the cover people here need.

Spring at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Montgomery County

FEMA rates the overall natural hazard risk in Montgomery County, where most Spring agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

  • LightningVery High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Spring
  • TornadoVery High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Spring
  • Ice stormVery High
  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance in Spring
  • HurricaneRelatively High

    Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.

    Home insurance in Spring

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Spring agencies work with

Of the 78 Spring agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Aetna53 agencies
  2. UnitedHealthcare43 agencies
  3. Blue Cross Blue Shield41 agencies
  4. Medicare Advantage27 agencies
  5. Memorial Hermann Health Plan,26 agencies
  6. Transamerica26 agencies
  7. Corebridge (AIG Life)24 agencies
  8. BANNER LIFE INSURANCE COMPANY23 agencies
  9. Dearborn Life Insurance Company23 agencies
  10. Humana23 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Spring agencies are

Spring agencies we list sit in 11 ZIP codes, mostly in Montgomery County.

  • 7738023 agencies
  • 7737920 agencies
  • 773869 agencies
  • 773735 agencies
  • 773815 agencies
  • 773825 agencies
  • 773874 agencies
  • 773883 agencies
  • 773892 agencies
  • 773831 agency
  • 773911 agency
Where can I find health insurance in Spring?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does health insurance cover?

Individual and family medical cover outside an employer plan.

Which insurance companies do Spring agencies work with?

Among the 78 Spring agencies whose appointments we hold, the companies they are most often appointed with are Aetna (53), UnitedHealthcare (43), Blue Cross Blue Shield (41), Medicare Advantage (27), Memorial Hermann Health Plan, (26). An appointed agency can quote that company's policies.

Do I need flood insurance in Spring?

FEMA's National Risk Index rates inland flooding risk in Montgomery County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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