Bellaire has 17,206 residents in 6,082 households. We list 10 agencies for health insurance in Bellaire. Here is what the local numbers say about the cover people here need.

Bellaire at a glance

10health insurance agencies listed
12.1%of households rentRenters insurance
$1,037,500median home valueHome insurance
1996median year homes were builtRebuild cost calculator
2.5%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Harris County

FEMA rates the overall natural hazard risk in Harris County, where most Bellaire agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

HurricaneVery High
Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.
Home insurance in Bellaire
Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Texas
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Bellaire
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Bellaire
Ice stormVery High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Bellaire How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Bellaire agencies work with

Of the 10 Bellaire agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Aetna8 agencies
Blue Cross Blue Shield6 agencies
Dearborn Life Insurance Company5 agencies
Pruco Life Insurance Company5 agencies
UnitedHealthcare5 agencies
Agricultural Workers Mutual Auto Insurance Company4 agencies
Corebridge (AIG Life)4 agencies
Foremost4 agencies
Humana4 agencies
Memorial Hermann Health Plan,4 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Bellaire agencies are

Bellaire agencies we list sit in 2 ZIP codes, mostly in Harris County.

774016 agencies
774024 agencies

Questions

Health insurance in Bellaire

All insurance agencies in Bellaire · Health insurance across Texas

Where can I find health insurance in Bellaire?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does health insurance cover?

Individual and family medical cover outside an employer plan.

Which insurance companies do Bellaire agencies work with?

Among the 10 Bellaire agencies whose appointments we hold, the companies they are most often appointed with are Aetna (8), Blue Cross Blue Shield (6), Dearborn Life Insurance Company (5), Pruco Life Insurance Company (5), UnitedHealthcare (5). An appointed agency can quote that company's policies.

Do I need flood insurance in Bellaire?

FEMA's National Risk Index rates inland flooding risk in Harris County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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