Health Insurance Agencies in Summerville, SC

Summerville at a glance

• 3health insurance agencies listed
• 30.9%of households rentRenters insurance
• $328,100median home valueHome insurance
• 2001median year homes were builtRebuild cost calculator
• 4.6%of households have no carAuto insurance
• 4.8%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Dorchester County

FEMA rates the overall natural hazard risk in Dorchester County, where most Summerville agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

• HurricaneRelatively High

  Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.

  Home insurance in South Carolina
• Ice stormRelatively High
• LightningRelatively High

  Fire and lightning are standard covered causes of loss on home policies.

  Home insurance in South Carolina

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in South Carolina

South Carolina requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25. It also requires uninsured motorist coverage ($25,000 per person, $50,000 per accident) and uninsured motorist property damage coverage ($25,000).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in South CarolinaHow much liability cover do you need?

Source: scstatehouse.gov. Checked 2026-10-24.

Where Summerville agencies are

Summerville agencies we list sit in 2 ZIP codes, mostly in Dorchester County.

• 294832 agencies
• 294851 agency