Eugene has 179,591 residents in 76,822 households. We list 7 agencies for health insurance in Eugene. Here is what the local numbers say about the cover people here need.

Eugene at a glance

7health insurance agencies listed
52.1%of households rentRenters insurance
$460,400median home valueHome insurance
1980median year homes were builtRebuild cost calculator
10.2%of households have no carAuto insurance
3.8%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Lane County

FEMA rates the overall natural hazard risk in Lane County, where most Eugene agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

EarthquakeRelatively High
Standard home policies do not cover earthquake damage. It is bought as a separate policy or added to a home policy.
Earthquake insurance
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Eugene
Winter weatherRelatively High
Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Oregon

Oregon requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $20,000 of property damage liability, often written 25/50/20. It also requires personal injury protection ($15,000) and uninsured motorist coverage ($25,000 per person, $50,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Eugene How much liability cover do you need?

Source: oregon.gov. Checked 2026-10-24.

Where Eugene agencies are

Eugene agencies we list sit in 4 ZIP codes, mostly in Lane County.

974012 agencies
974042 agencies
974082 agencies
974021 agency

Questions

Health insurance in Eugene

All insurance agencies in Eugene · Health insurance across Oregon

Where can I find health insurance in Eugene?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does health insurance cover?

Individual and family medical cover outside an employer plan.

Do I need flood insurance in Eugene?

FEMA's National Risk Index rates inland flooding risk in Lane County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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Health insurance near Eugene

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