Duncan has 22,958 residents in 9,492 households. We list 3 agencies for health insurance in Duncan. Here is what the local numbers say about the cover people here need.

Duncan at a glance

3health insurance agencies listed
32.3%of households rentRenters insurance
$131,500median home valueHome insurance
1972median year homes were builtRebuild cost calculator
7.8%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Stephens County

FEMA rates the overall natural hazard risk in Stephens County, where most Duncan agencies we list are located, as Relatively Low compared with other U.S. counties. The hazards it rates highest:

Ice stormRelatively High
Strong windRelatively High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Duncan

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Oklahoma

Oklahoma requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Duncan How much liability cover do you need?

Source: oid.ok.gov. Checked 2026-10-24.

Questions

Health insurance in Duncan

All insurance agencies in Duncan · Health insurance across Oklahoma

Where can I find health insurance in Duncan?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does health insurance cover?

Individual and family medical cover outside an employer plan.

Do I need flood insurance in Duncan?

FEMA's National Risk Index rates inland flooding risk in Stephens County as Relatively Low compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

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