Health insurance · Louisiana

Health Insurance Agencies in Lafayette, LA

Individual and family medical cover outside an employer plan.

Local insight

Health insurance in Lafayette: what to know

Lafayette has 121,715 residents in 52,966 households. We list 13 agencies for health insurance in Lafayette. Here is what the local numbers say about the cover people here need.

Lafayette at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Lafayette Parish

FEMA rates the overall natural hazard risk in Lafayette Parish, where most Lafayette agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

  • LightningVery High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Lafayette
  • HurricaneVery High

    Home policies that cover wind often carry a separate hurricane deductible, set as a percentage of the home’s insured value (typically 1% to 5%). Flooding from the storm needs a flood policy.

    Home insurance in Lafayette
  • Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Louisiana

Louisiana requires drivers to carry at least $15,000 of bodily injury liability per person, $30,000 per accident and $25,000 of property damage liability, often written 15/30/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in LafayetteHow much liability cover do you need?

Source: ldi.la.gov. Checked 2026-10-24.

Insurance companies Lafayette agencies work with

Of the 13 Lafayette agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. UnitedHealthcare8 agencies
  2. Blue Cross Blue Shield5 agencies
  3. Medicare Advantage5 agencies
  4. Aetna4 agencies
  5. Centene3 agencies
  6. Humana3 agencies
  7. Mutual life carrier3 agencies
  8. National Pacific Dental,3 agencies
  9. PACIFICARE LIFE AND HEALTH INSURANCE COMPANY3 agencies
  10. PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY3 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Lafayette agencies are

Lafayette agencies we list sit in 5 ZIP codes, mostly in Lafayette Parish.

  • 705034 agencies
  • 705064 agencies
  • 705083 agencies
  • 705011 agency
  • 705981 agency

Questions

Health insurance in Lafayette

All insurance agencies in Lafayette · Health insurance across Louisiana

Where can I find health insurance in Lafayette?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does health insurance cover?

Individual and family medical cover outside an employer plan.

Which insurance companies do Lafayette agencies work with?

Among the 13 Lafayette agencies whose appointments we hold, the companies they are most often appointed with are UnitedHealthcare (8), Blue Cross Blue Shield (5), Medicare Advantage (5), Aetna (4), Centene (3). An appointed agency can quote that company's policies.

Do I need flood insurance in Lafayette?

FEMA's National Risk Index rates inland flooding risk in Lafayette Parish as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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Health insurance near Lafayette

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