Bloomington has 78,907 residents in 34,892 households. We list 4 agencies for health insurance in Bloomington. Here is what the local numbers say about the cover people here need.

Bloomington at a glance

4health insurance agencies listed
38.1%of households rentRenters insurance
$203,300median home valueHome insurance
1982median year homes were builtRebuild cost calculator
7.2%of households have no carAuto insurance
4.9%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in McLean County

FEMA rates the overall natural hazard risk in McLean County, where most Bloomington agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

Winter weatherRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Illinois

Illinois requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $20,000 of property damage liability, often written 25/50/20. It also requires uninsured motorist coverage ($25,000 per person, $50,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Illinois How much liability cover do you need?

Source: idoi.illinois.gov. Checked 2026-10-24.

Where Bloomington agencies are

Bloomington agencies we list sit in 4 ZIP codes, mostly in McLean County.

617011 agency
617041 agency
617051 agency
617101 agency

Questions

Health insurance in Bloomington

All insurance agencies in Bloomington · Health insurance across Illinois

Where can I find health insurance in Bloomington?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does health insurance cover?

Individual and family medical cover outside an employer plan.

Do I need flood insurance in Bloomington?

FEMA's National Risk Index rates inland flooding risk in McLean County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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