Texarkana has 35,992 residents in 14,783 households. We list 13 agencies for general liability insurance in Texarkana. Here is what the local numbers say about the cover people here need.

Texarkana at a glance

13general liability insurance agencies listed
48.4%of households rentRenters insurance
$171,500median home valueHome insurance
1979median year homes were builtRebuild cost calculator
11.3%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Bowie County

FEMA rates the overall natural hazard risk in Bowie County, where most Texarkana agencies we list are located, as Relatively Low compared with other U.S. counties. The hazards it rates highest:

Ice stormVery High
HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Texarkana
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Texarkana
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Texarkana

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Texarkana How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Texarkana agencies work with

Of the 13 Texarkana agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Foremost8 agencies
Liberty Mutual (Safeco)8 agencies
Markel7 agencies
Progressive7 agencies
GEICO6 agencies
Liberty Mutual6 agencies
Safeco6 agencies
National General5 agencies
Travelers5 agencies
Home State4 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Texarkana agencies are

Texarkana agencies we list sit in 3 ZIP codes, mostly in Bowie County.

7550310 agencies
755012 agencies
755051 agency

Questions

General Liability insurance in Texarkana

All insurance agencies in Texarkana · General Liability insurance across Texas

Where can I find general liability insurance in Texarkana?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does general liability insurance cover?

Covers third-party injury and property damage arising from your operations.

Which insurance companies do Texarkana agencies work with?

Among the 13 Texarkana agencies whose appointments we hold, the companies they are most often appointed with are Foremost (8), Liberty Mutual (Safeco) (8), Markel (7), Progressive (7), GEICO (6). An appointed agency can quote that company's policies.

Do I need flood insurance in Texarkana?

FEMA's National Risk Index rates inland flooding risk in Bowie County as Relatively Low compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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