New Braunfels has 104,643 residents in 40,991 households. We list 24 agencies for general liability insurance in New Braunfels. Here is what the local numbers say about the cover people here need.

New Braunfels at a glance

24general liability insurance agencies listed
34.7%of households rentRenters insurance
$339,400median home valueHome insurance
2006median year homes were builtRebuild cost calculator
2.6%of households have no carAuto insurance
4.3%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Comal County

FEMA rates the overall natural hazard risk in Comal County, where most New Braunfels agencies we list are located, as Relatively Moderate compared with other U.S. counties. The hazards it rates highest:

Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in Texas
HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in New Braunfels
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in New Braunfels
Winter weatherRelatively High
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in New Braunfels

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in New Braunfels How much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies New Braunfels agencies work with

Of the 24 New Braunfels agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

GEICO14 agencies
American Modern12 agencies
Liberty Mutual12 agencies
Liberty Mutual (Safeco)12 agencies
Progressive12 agencies
Foremost11 agencies
Nationwide11 agencies
The Hartford11 agencies
Markel10 agencies
Travelers10 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where New Braunfels agencies are

New Braunfels agencies we list sit in 3 ZIP codes, mostly in Comal County.

7813012 agencies
781317 agencies
781325 agencies

Questions

General Liability insurance in New Braunfels

All insurance agencies in New Braunfels · General Liability insurance across Texas

Where can I find general liability insurance in New Braunfels?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does general liability insurance cover?

Covers third-party injury and property damage arising from your operations.

Which insurance companies do New Braunfels agencies work with?

Among the 24 New Braunfels agencies whose appointments we hold, the companies they are most often appointed with are GEICO (14), American Modern (12), Liberty Mutual (12), Liberty Mutual (Safeco) (12), Progressive (12). An appointed agency can quote that company's policies.

Do I need flood insurance in New Braunfels?

FEMA's National Risk Index rates inland flooding risk in Comal County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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