General Liability insurance · Pennsylvania

General Liability Insurance Agencies in Pittsburgh, PA

Covers third-party injury and property damage arising from your operations.

Local insight

General Liability insurance in Pittsburgh: what to know

Pittsburgh has 304,759 residents in 138,188 households. We list 24 agencies for general liability insurance in Pittsburgh. Here is what the local numbers say about the cover people here need.

Pittsburgh at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Allegheny County

FEMA rates the overall natural hazard risk in Allegheny County, where most Pittsburgh agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

  • Inland floodingVery High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance
  • Ice stormVery High
  • Strong windRelatively High

    Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.

    Home insurance in Pittsburgh
  • LightningRelatively High

    Fire and lightning are standard covered causes of loss on home policies.

    Home insurance in Pittsburgh
  • Winter weatherRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Pennsylvania

Pennsylvania requires drivers to carry at least $15,000 of bodily injury liability per person, $30,000 per accident and $5,000 of property damage liability, often written 15/30/5. A combined single limit of $35,000 is accepted instead. It also requires medical benefits coverage ($5,000). Pennsylvania is a choice state: drivers choose between no-fault and traditional at-fault cover.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Source: pa.gov. Checked 2026-10-24.

Insurance companies Pittsburgh agencies work with

Of the 24 Pittsburgh agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Travelers19 agencies
  2. Chubb13 agencies
  3. Travelers (Standard Fire)13 agencies
  4. Liberty Mutual12 agencies
  5. The Hartford12 agencies
  6. Chubb (ACE)11 agencies
  7. Nationwide10 agencies
  8. Employers9 agencies
  9. Nationwide (Colonial)9 agencies
  10. Nationwide (Allied)8 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Pittsburgh agencies are

Pittsburgh agencies we list sit in 14 ZIP codes, mostly in Allegheny County.

  • 152124 agencies
  • 152203 agencies
  • 152223 agencies
  • 152413 agencies
  • 152372 agencies
  • 152031 agency
  • 152051 agency
  • 152131 agency
  • 152191 agency
  • 152211 agency
  • 152271 agency
  • 152281 agency
  • 152361 agency
  • 152381 agency
Where can I find general liability insurance in Pittsburgh?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does general liability insurance cover?

Covers third-party injury and property damage arising from your operations.

Which insurance companies do Pittsburgh agencies work with?

Among the 24 Pittsburgh agencies whose appointments we hold, the companies they are most often appointed with are Travelers (19), Chubb (13), Travelers (Standard Fire) (13), Liberty Mutual (12), The Hartford (12). An appointed agency can quote that company's policies.

Do I need flood insurance in Pittsburgh?

FEMA's National Risk Index rates inland flooding risk in Allegheny County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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