Lima has 35,010 residents in 14,273 households. We list 3 agencies for general liability insurance in Lima. Here is what the local numbers say about the cover people here need.

Lima at a glance

3general liability insurance agencies listed
54.4%of households rentRenters insurance
$107,200median home valueHome insurance
1955median year homes were builtRebuild cost calculator
13.5%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Car insurance rules in Ohio

Ohio requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Lima How much liability cover do you need?

Source: insurance.ohio.gov. Checked 2026-10-24.

Where Lima agencies are

Lima agencies we list sit in 2 ZIP codes, mostly in Allen County.

458012 agencies
458051 agency

Questions

General Liability insurance in Lima

All insurance agencies in Lima · General Liability insurance across Ohio

Where can I find general liability insurance in Lima?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does general liability insurance cover?

Covers third-party injury and property damage arising from your operations.

Do I need flood insurance in Lima?

FEMA's National Risk Index rates inland flooding risk in Allen County as Relatively Moderate compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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