Raleigh has 481,031 residents in 203,443 households. We list 16 agencies for general liability insurance in Raleigh. Here is what the local numbers say about the cover people here need.

Raleigh at a glance

16general liability insurance agencies listed
49.3%of households rentRenters insurance
$415,800median home valueHome insurance
1997median year homes were builtRebuild cost calculator
6%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Wake County

FEMA rates the overall natural hazard risk in Wake County, where most Raleigh agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Raleigh
Inland floodingRelatively High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
TornadoRelatively High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Raleigh
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Raleigh
Ice stormRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Insurance companies Raleigh agencies work with

Of the 16 Raleigh agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Travelers10 agencies
Nationwide6 agencies
Travelers (Standard Fire)6 agencies
Chubb (ACE)5 agencies
Liberty Mutual (Safeco)5 agencies
The Hartford5 agencies
American Modern4 agencies
Chubb4 agencies
Liberty Mutual4 agencies
Mercury4 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Raleigh agencies are

Raleigh agencies we list sit in 8 ZIP codes, mostly in Wake County.

276156 agencies
276093 agencies
276052 agencies
276011 agency
276021 agency
276061 agency
276071 agency
276191 agency

Questions

General Liability insurance in Raleigh

All insurance agencies in Raleigh · General Liability insurance across North Carolina

Where can I find general liability insurance in Raleigh?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does general liability insurance cover?

Covers third-party injury and property damage arising from your operations.

Which insurance companies do Raleigh agencies work with?

Among the 16 Raleigh agencies whose appointments we hold, the companies they are most often appointed with are Travelers (10), Nationwide (6), Travelers (Standard Fire) (6), Chubb (ACE) (5), Liberty Mutual (Safeco) (5). An appointed agency can quote that company's policies.

Do I need flood insurance in Raleigh?

FEMA's National Risk Index rates inland flooding risk in Wake County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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