Overland Park has 200,306 residents in 84,860 households. We list 24 agencies for general liability insurance in Overland Park. Here is what the local numbers say about the cover people here need.

Overland Park at a glance

24general liability insurance agencies listed
39.5%of households rentRenters insurance
$413,600median home valueHome insurance
1989median year homes were builtRebuild cost calculator
4.3%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Johnson County

FEMA rates the overall natural hazard risk in Johnson County, where most Overland Park agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

Winter weatherVery High
TornadoVery High
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Overland Park
Ice stormVery High
LightningVery High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Overland Park
HailRelatively High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Overland Park

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Kansas

Kansas requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $25,000 of property damage liability, often written 25/50/25. It also requires personal injury protection and uninsured and underinsured motorist coverage ($25,000 per person, $50,000 per accident).

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Overland Park How much liability cover do you need?

Source: ksrevisor.gov. Checked 2026-10-24.

Insurance companies Overland Park agencies work with

Of the 24 Overland Park agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Safeco13 agencies
Travelers13 agencies
Liberty Mutual (Safeco)12 agencies
Liberty Mutual11 agencies
Progressive9 agencies
The Hartford9 agencies
AmTrust8 agencies
Nationwide8 agencies
Nationwide (Allied)8 agencies
Nationwide (Colonial)8 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Overland Park agencies are

Overland Park agencies we list sit in 6 ZIP codes, mostly in Johnson County.

662108 agencies
662136 agencies
662074 agencies
662144 agencies
662121 agency
662241 agency

Questions

General Liability insurance in Overland Park

All insurance agencies in Overland Park · General Liability insurance across Kansas

Where can I find general liability insurance in Overland Park?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does general liability insurance cover?

Covers third-party injury and property damage arising from your operations.

Which insurance companies do Overland Park agencies work with?

Among the 24 Overland Park agencies whose appointments we hold, the companies they are most often appointed with are Safeco (13), Travelers (13), Liberty Mutual (Safeco) (12), Liberty Mutual (11), Progressive (9). An appointed agency can quote that company's policies.

Do I need flood insurance in Overland Park?

FEMA's National Risk Index rates inland flooding risk in Johnson County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

General Liability insurance near Overland Park

For insurance agencies

Is your Overland Park agency listed?

Claim your free listing to keep your details right, then add your logo, website and social profiles.

Claim your listing