Tempe has 188,065 residents in 78,279 households. We list 10 agencies for general liability insurance in Tempe. Here is what the local numbers say about the cover people here need.

Tempe at a glance

10general liability insurance agencies listed
57.7%of households rentRenters insurance
$455,400median home valueHome insurance
1984median year homes were builtRebuild cost calculator
7.7%of households have no carAuto insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Maricopa County

FEMA rates the overall natural hazard risk in Maricopa County, where most Tempe agencies we list are located, as Very High compared with other U.S. counties. The hazards it rates highest:

Inland floodingVery High
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance
HailVery High
Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.
Home insurance in Tempe
Strong windVery High
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Tempe
WildfireRelatively High
Fire is a standard cause of loss on home policies. In high-risk areas, check that the dwelling limit would rebuild the home at today’s costs.
Home insurance in Tempe
LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Tempe

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Arizona

Arizona requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $15,000 of property damage liability, often written 25/50/15.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Tempe How much liability cover do you need?

Source: azleg.gov, limits in force since 2020-07-01. Checked 2026-10-24.

Insurance companies Tempe agencies work with

Of the 10 Tempe agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Safeco6 agencies
Travelers5 agencies
Liberty Mutual4 agencies
AmTrust3 agencies
Liberty Mutual (Safeco)3 agencies
Markel3 agencies
Progressive3 agencies
The Hartford3 agencies
Travelers (Standard Fire)3 agencies
Foremost2 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Tempe agencies are

Tempe agencies we list sit in 5 ZIP codes, mostly in Maricopa County.

852833 agencies
852843 agencies
852812 agencies
852851 agency
852881 agency

Questions

General Liability insurance in Tempe

All insurance agencies in Tempe · General Liability insurance across Arizona

Where can I find general liability insurance in Tempe?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does general liability insurance cover?

Covers third-party injury and property damage arising from your operations.

Which insurance companies do Tempe agencies work with?

Among the 10 Tempe agencies whose appointments we hold, the companies they are most often appointed with are Safeco (6), Travelers (5), Liberty Mutual (4), AmTrust (3), Liberty Mutual (Safeco) (3). An appointed agency can quote that company's policies.

Do I need flood insurance in Tempe?

FEMA's National Risk Index rates inland flooding risk in Maricopa County as Very High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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General Liability insurance near Tempe

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