Lamar has 7,611 residents in 3,008 households. We list 3 agencies for farm insurance in Lamar. Here is what the local numbers say about the cover people here need.

Lamar at a glance

3farm insurance agencies listed
36%of households rentRenters insurance
$152,900median home valueHome insurance
1971median year homes were builtRebuild cost calculator
6.3%of households have no carAuto insurance
13%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Prowers County

FEMA rates the overall natural hazard risk in Prowers County, where most Lamar agencies we list are located, as Relatively Low compared with other U.S. counties. The hazards it rates highest:

LightningRelatively High
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Colorado

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Colorado

Colorado requires drivers to carry at least $25,000 of bodily injury liability per person, $50,000 per accident and $15,000 of property damage liability, often written 25/50/15.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Colorado How much liability cover do you need?

Source: doi.colorado.gov. Checked 2026-10-24.

Questions

Farm insurance in Lamar

All insurance agencies in Lamar · Farm insurance across Colorado

Where can I find farm insurance in Lamar?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does farm insurance cover?

Combines home, outbuildings, livestock, equipment and farm liability.

Do I need flood insurance in Lamar?

FEMA's National Risk Index rates inland flooding risk in Prowers County as Relatively Low compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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