Disability Income insurance · Texas

Disability Income Insurance Agencies in Frisco, TX

Replaces part of your income if illness or injury stops you working.

Local insight

Disability Income insurance in Frisco: what to know

Frisco has 219,304 residents in 77,208 households. We list 11 agencies for disability income insurance in Frisco. Here is what the local numbers say about the cover people here need.

Frisco at a glance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk in Collin County

FEMA rates the overall natural hazard risk in Collin County, where most Frisco agencies we list are located, as Relatively High compared with other U.S. counties. The hazards it rates highest:

  • HailVery High

    Hail is usually a covered cause of loss on home policies and under comprehensive cover on a car, but some insurers exclude wind and hail or apply a separate deductible. Ask the agent which applies.

    Home insurance in Frisco
  • TornadoVery High

    Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.

    Home insurance in Frisco
  • Inland floodingRelatively High

    Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

    Flood insurance in Frisco
  • Ice stormRelatively High
  • Winter weatherRelatively High

Source: FEMA National Risk Index, December 2025 release. Ratings compare each county with all other U.S. counties.

Car insurance rules in Texas

Texas requires drivers to carry at least $30,000 of bodily injury liability per person, $60,000 per accident and $25,000 of property damage liability, often written 30/60/25.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in FriscoHow much liability cover do you need?

Source: tdi.texas.gov. Checked 2026-10-24.

Insurance companies Frisco agencies work with

Of the 11 Frisco agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

  1. Ameritas Life Insurance7 agencies
  2. Principal7 agencies
  3. The Hartford7 agencies
  4. United of Omaha Life Insurance Company7 agencies
  5. UnitedHealthcare7 agencies
  6. Metropolitan Life Insurance Company6 agencies
  7. PACIFICARE LIFE AND HEALTH INSURANCE COMPANY6 agencies
  8. Blue Cross Blue Shield5 agencies
  9. Dearborn Life Insurance Company5 agencies
  10. Humana5 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Where Frisco agencies are

Frisco agencies we list sit in 3 ZIP codes, mostly in Collin County.

  • 750348 agencies
  • 750352 agencies
  • 750331 agency

Questions

Disability Income insurance in Frisco

All insurance agencies in Frisco · Disability Income insurance across Texas

Where can I find disability income insurance in Frisco?

Browse the agencies on this page, search by name, or pick the insurance you need in the filters to see only the agencies that offer it.

What does disability income insurance cover?

Replaces part of your income if illness or injury stops you working.

Which insurance companies do Frisco agencies work with?

Among the 11 Frisco agencies whose appointments we hold, the companies they are most often appointed with are Ameritas Life Insurance (7), Principal (7), The Hartford (7), United of Omaha Life Insurance Company (7), UnitedHealthcare (7). An appointed agency can quote that company's policies.

Do I need flood insurance in Frisco?

FEMA's National Risk Index rates inland flooding risk in Collin County as Relatively High compared with other U.S. counties. Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

Nearby

Disability Income insurance near Frisco

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