Pennsylvania has 13,018,639 residents. We list 25 agencies for disability income insurance in Pennsylvania. Here is what the local numbers say about the cover people here need.

Pennsylvania at a glance

25disability income insurance agencies listed
30.7%of households rentRenters insurance
$254,500median home valueHome insurance
1965median year homes were builtRebuild cost calculator
10.4%of households have no carAuto insurance
3.5%of homes are mobile homesMobile home insurance

Population and housing figures: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates. Agency count: our listings.

Natural hazard risk across Pennsylvania

How many of Pennsylvania’s 67 counties FEMA rates Relatively High or Very High for each hazard, compared with other U.S. counties.

Lightning31 of 67 counties
Very High in Monroe County.
Fire and lightning are standard covered causes of loss on home policies.
Home insurance in Pennsylvania
Winter weather25 of 67 counties
Very High in Montgomery County, Philadelphia County, Lancaster County and 8 more.
Strong wind20 of 67 counties
Very High in Montgomery County.
Some insurers exclude windstorm and hail from the main home policy or set a separate deductible for them. Ask the agent which applies.
Home insurance in Pennsylvania
Inland flooding15 of 67 counties
Very High in Philadelphia County, Allegheny County.
Most home and renters policies do not cover flood damage. Flood cover is a separate policy, from the National Flood Insurance Program or a private insurer, and an NFIP policy usually starts 30 days after you buy it.
Flood insurance in every state
Tornado6 of 67 counties
Tornado damage is wind damage. Ask whether a policy includes windstorm cover and what its wind deductible is.
Home insurance in Pennsylvania
Ice storm6 of 67 counties
Very High in Bucks County, Allegheny County.

Source: FEMA National Risk Index, December 2025 release.

Car insurance rules in Pennsylvania

Pennsylvania requires drivers to carry at least $15,000 of bodily injury liability per person, $30,000 per accident and $5,000 of property damage liability, often written 15/30/5. A combined single limit of $35,000 is accepted instead. It also requires medical benefits coverage ($5,000). Pennsylvania is a choice state: drivers choose between no-fault and traditional at-fault cover.

These are legal minimums, not a recommendation: a serious crash can cost far more, and anything above your limits is yours to pay.

Auto insurance in Pennsylvania How much liability cover do you need?

Source: pa.gov. Checked 2026-10-24.

Insurance companies Pennsylvania agencies work with

Of the 25 Pennsylvania agencies whose appointments we hold, how many are appointed with each company. An appointed agency can quote and sell that company’s policies.

Mutual life carrier15 agencies
Metropolitan Life Insurance Company14 agencies
Nationwide14 agencies
Principal13 agencies
PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY13 agencies
Unum13 agencies
The Lincoln National Life Insurance Company12 agencies
Blue Cross Blue Shield11 agencies
Corebridge (AIG Life)11 agencies
Prudential11 agencies

Source: insurance company appointments in state records, as listed on each agency’s profile.

Questions

Disability Income insurance in Pennsylvania

All insurance agencies in Pennsylvania · Disability Income insurance in every state

Where can I find disability income insurance in Pennsylvania?

Pick your city in the list on this page to see every agency there that offers disability income insurance, or search by name or ZIP code.

What does disability income insurance cover?

Replaces part of your income if illness or injury stops you working.

Which insurance companies do Pennsylvania agencies work with?

Among the 25 Pennsylvania agencies whose appointments we hold, the companies they are most often appointed with are Mutual life carrier (15), Metropolitan Life Insurance Company (14), Nationwide (14), Principal (13), PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY (13). An appointed agency can quote that company's policies.

How do I choose an agency?

Call two or three. Ask which companies they can quote for you, how they handle claims, and who you will deal with after you buy. An independent agency can compare several insurers in one call.

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